The only thing constant in this world is change. Change can be good but at the same time, it can be bad. For example if a person is used to working and providing for his family and then all of a sudden, he suffers from a debilitating illness or injury which renders him disabled. The big change lies in the fact that from being a provider, he becomes dependent on his family’s support. However, persons with disabilities are actually entitled to a special kind of insurance.
Disability insurance makes sure that when a person get sidetracked by disability, whether it’s short-term or long-term, he will be entitled to benefits, including paid sick leave, that would make up for his inability to work. Of course, when claiming disability insurances, there are a lot of variables that need to be considered and that includes whether or not the disability was incurred while the person was working. These variables are important because they would determine what will be covered by the insurance and for how long.